Buyers Tips!!

Mortgage Application Checklist

Here is a list of information and documents you will need when you apply for a home loan:

• Copy of the Purchase and Sale Agreement
• Your present mortgage information (or 12 months rental history)
• Two years history of employment and verification of all income sources
• If self-employed, copies of past two years income tax return and year to date profit and loss
• Two months checking, savings and investment account information verifying your liquid assets
• Name, account number and outstanding balance of each of your debts
• Information regarding any other income to be used
• Information regarding any other assets that will be used as funds to close
• If you’re applying for a VA loan, you need a Certificate of Eligibility or DD-214 form
• If you are a relocating employee, include relocation information and copy of offer, promissory note and copy of check on bridge loan
• Two pieces of ID, such as your driver’s license or passport and social security card.

Confirm all of this with the lender you haven chosen. And remember to shop your mortgage!! It is going to be with you for awhile!
Please feel free to call,text, or email me with any questions!

Laura Goldberg ABR,GRI,BPOR,SFR. As always enjoy!!

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